Flood risk is a growing credit challenge in U.S.: Moody's
The counties with the greatest exposure lie along the coasts of Florida, Louisiana, South Carolina and Texas.
Home insurance rate hikes may be cooling off
Insurance claims dropped in 2025, but covered loss amounts didn’t follow, largely due to the severity of the Southern California wildfires, Rate reported.
Why communication is enterprise risk management
Reputation events are currently managed reactively by communications teams reporting using tools built for brand storytelling.
California bills would pause mortgage payments in disasters
Alongside a bill that gives homeowners a year of forbearance after state-declared emergencies, lawmakers will consider extending wildfire-related moratoriums.
47% say home insurance premiums may become unaffordable
Nearly half of respondents say if these payments rise, it would make it difficult to meet their mortgage obligations, according to The Zebra.
California utility bills are 20% higher due to wildfires
“Wildfire risk is not just an occasional catastrophe, but a recurring cost embedded in the state’s economy,” said the report issued this week by the California Earthquake Authority.
A 'federal property reinsurer' would benefit state and local governments
The homeowners insurance market in the U.S. “faces mounting strain from severe climate risk,” Benjamin Collier and the other authors said in their commentary.
Pulte got the condo insurance call right
The FHFA’s ACV condo insurance rollback gets the balance right between affordability and safety, even if politics muddied the waters, the chairman of Whalen Global Advisors writes.
Personal insurance in 2026: Stability returns, underwriting tightens
Across the personal lines space, pricing is expected to stabilize for homeowners, auto, flood and umbrella coverage.
FHFA loosens insurance rules targeting condos, rural loans
Fannie Mae and Freddie Mac’s single-family updates include some roof coverage options somewhat similar to what’s used in one of their other divisions.