Eighty-eight percent of policyholders reported that they want a provider that anticipates coverage problems before they ask, but doesn’t rely solely on AI to do so, according to a new VIU by HUB survey.
A record percentage of homeowners renewing their insurance policy saw their fee decrease, up from 7.4% last year, according to Matic’s mid-year trends report.
Sen. Elizabeth Warren and other senators sent a letter to six insurers challenging their use credit-based insurance scores to determine risk-based pricing.
Florida changed how the legal system applies to insurance companies, making it more onerous for homeowners to use the courts to challenge denied claims or low payouts.
Wealthy areas such as Beverly Hills, Malibu and Bel Air make up an increasingly large portion of the liability exposure — a dynamic that experts fear could bankrupt the program and undermine the private market.
Competing philosophies are facing off in California’s race for insurance commissioner.
Colorado homeowners pay the highest premiums at $463 a month, as insurance costs now exceed property taxes in 15 states, LendingTree found.
Properties outside of the 100-year flood zone exposed to $375 billion to $1 trillion in losses, Moodys reports
The counties with the greatest exposure lie along the coasts of Florida, Louisiana, South Carolina and Texas.
Insurance claims dropped in 2025, but covered loss amounts didn’t follow, largely due to the severity of the Southern California wildfires, Rate reported.
