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	<title>Uncategorized &#8211; GRIFFENFARGO</title>
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		<title>Customers want insurers to flag gaps first: VIU by HUB</title>
		<link>http://griffenfargo.com/index.php/2026/08/20/customers-want-insurers-to-flag-gaps-first-viu-by-hub-2/</link>
					<comments>http://griffenfargo.com/index.php/2026/08/20/customers-want-insurers-to-flag-gaps-first-viu-by-hub-2/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Thu, 20 Aug 2026 10:00:00 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=963</guid>

					<description><![CDATA[Eighty-eight percent of policyholders reported that they want a provider [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Eighty-eight percent of policyholders reported that they want a provider that anticipates coverage problems before they ask, but doesn&#8217;t rely solely on AI to do so, according to a new VIU by HUB survey.  </p>
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		<title>Insurers ease underwriting as carriers compete for buyers again</title>
		<link>http://griffenfargo.com/index.php/2026/08/11/insurers-ease-underwriting-as-carriers-compete-for-buyers-again/</link>
					<comments>http://griffenfargo.com/index.php/2026/08/11/insurers-ease-underwriting-as-carriers-compete-for-buyers-again/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Tue, 11 Aug 2026 18:34:04 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=947</guid>

					<description><![CDATA[A record percentage of homeowners renewing their insurance policy saw [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> A record percentage of homeowners renewing their insurance policy saw their fee decrease, up from 7.4% last year, according to Matic&#8217;s mid-year trends report.  </p>
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		<title>Insurers under fire for using credit scores to set rates</title>
		<link>http://griffenfargo.com/index.php/2026/08/05/insurers-under-fire-for-using-credit-scores-to-set-rates/</link>
					<comments>http://griffenfargo.com/index.php/2026/08/05/insurers-under-fire-for-using-credit-scores-to-set-rates/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Wed, 05 Aug 2026 10:00:00 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=941</guid>

					<description><![CDATA[Sen. Elizabeth Warren and other senators sent a letter to [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Sen. Elizabeth Warren and other senators sent a letter to six insurers challenging their use credit-based insurance scores to determine risk-based pricing.  </p>
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		<title>Florida&#039;s fix for insurance crisis puts more risk on homeowners</title>
		<link>http://griffenfargo.com/index.php/2026/07/29/floridas-fix-for-insurance-crisis-puts-more-risk-on-homeowners/</link>
					<comments>http://griffenfargo.com/index.php/2026/07/29/floridas-fix-for-insurance-crisis-puts-more-risk-on-homeowners/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Wed, 29 Jul 2026 19:41:26 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=928</guid>

					<description><![CDATA[Florida changed how the legal system applies to insurance companies, [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Florida changed how the legal system applies to insurance companies, making it more onerous for homeowners to use the courts to challenge denied claims or low payouts.  </p>
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		<title>Luxury homes are raising risks for California&#039;s FAIR Plan</title>
		<link>http://griffenfargo.com/index.php/2026/07/22/luxury-homes-are-raising-risks-for-californias-fair-plan/</link>
					<comments>http://griffenfargo.com/index.php/2026/07/22/luxury-homes-are-raising-risks-for-californias-fair-plan/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Wed, 22 Jul 2026 15:27:49 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=916</guid>

					<description><![CDATA[Wealthy areas such as Beverly Hills, Malibu and Bel Air [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Wealthy areas such as Beverly Hills, Malibu and Bel Air make up an increasingly large portion of the liability exposure — a dynamic that experts fear could bankrupt the program and undermine the private market.  </p>
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		<title>California rivals have different plans to remake home insurance</title>
		<link>http://griffenfargo.com/index.php/2026/07/16/california-rivals-have-different-plans-to-remake-home-insurance/</link>
					<comments>http://griffenfargo.com/index.php/2026/07/16/california-rivals-have-different-plans-to-remake-home-insurance/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Thu, 16 Jul 2026 14:16:08 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=919</guid>

					<description><![CDATA[Competing philosophies are facing off in California&#8217;s race for insurance [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Competing philosophies are facing off in California&#8217;s race for insurance commissioner.  </p>
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			<slash:comments>0</slash:comments>
		
		
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		<title>Insurance now eats up 8.5% of housing costs: report</title>
		<link>http://griffenfargo.com/index.php/2026/07/14/insurance-now-eats-up-8-5-of-housing-costs-report/</link>
					<comments>http://griffenfargo.com/index.php/2026/07/14/insurance-now-eats-up-8-5-of-housing-costs-report/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Tue, 14 Jul 2026 15:54:09 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=906</guid>

					<description><![CDATA[Colorado homeowners pay the highest premiums at $463 a month, [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Colorado homeowners pay the highest premiums at $463 a month, as insurance costs now exceed property taxes in 15 states, LendingTree found.  </p>
]]></content:encoded>
					
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			<slash:comments>0</slash:comments>
		
		
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		<title>Uninsured homes in flood-prone areas pose growing credit risk</title>
		<link>http://griffenfargo.com/index.php/2026/06/26/uninsured-homes-in-flood-prone-areas-pose-growing-credit-risk/</link>
					<comments>http://griffenfargo.com/index.php/2026/06/26/uninsured-homes-in-flood-prone-areas-pose-growing-credit-risk/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Fri, 26 Jun 2026 15:22:54 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=895</guid>

					<description><![CDATA[Properties outside of the 100-year flood zone exposed to $375 [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Properties outside of the 100-year flood zone exposed to $375 billion to $1 trillion in losses, Moodys reports  </p>
]]></content:encoded>
					
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			<slash:comments>0</slash:comments>
		
		
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		<title>Flood risk is a growing credit challenge in U.S.: Moody&#039;s</title>
		<link>http://griffenfargo.com/index.php/2026/05/28/flood-risk-is-a-growing-credit-challenge-in-u-s-moodys/</link>
					<comments>http://griffenfargo.com/index.php/2026/05/28/flood-risk-is-a-growing-credit-challenge-in-u-s-moodys/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Thu, 28 May 2026 19:13:43 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=874</guid>

					<description><![CDATA[The counties with the greatest exposure lie along the coasts [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> The counties with the greatest exposure lie along the coasts of Florida, Louisiana, South Carolina and Texas.  </p>
]]></content:encoded>
					
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			<slash:comments>0</slash:comments>
		
		
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		<title>Home insurance rate hikes may be cooling off</title>
		<link>http://griffenfargo.com/index.php/2026/05/26/home-insurance-rate-hikes-may-be-cooling-off/</link>
					<comments>http://griffenfargo.com/index.php/2026/05/26/home-insurance-rate-hikes-may-be-cooling-off/#respond</comments>
		
		<dc:creator><![CDATA[.]]></dc:creator>
		<pubDate>Tue, 26 May 2026 10:00:00 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">http://griffenfargo.com/?p=869</guid>

					<description><![CDATA[Insurance claims dropped in 2025, but covered loss amounts didn&#8217;t [&#8230;]]]></description>
										<content:encoded><![CDATA[<p> Insurance claims dropped in 2025, but covered loss amounts didn&#8217;t follow, largely due to the severity of the Southern California wildfires, Rate reported.  </p>
]]></content:encoded>
					
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